Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Breaking the generational cycle of debt
Generational debt can impact your financial future. Here’s how to break the cycle.
7 min read Apr 15, 2024 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Apr 11, 2024 -
How to build credit fast
Know what steps to take to improve your credit score fast.
7 min read Apr 11, 2024 -
What is considered a fair credit score?
Having fair credit is much better than having poor credit, in terms of financial opportunities—but building your credit score up to good or excellent will provide access to better credit cards, lower [...]
6 min read Apr 11, 2024 -
What do the different versions of FICO scores mean?
What are the different types of FICO credit scores?
5 min read Apr 11, 2024 -
What is a balance transfer fee? Here’s everything you need to know
Balance transfer fees are hard to avoid, but they aren’t always a bad thing.
7 min read Apr 10, 2024 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Apr 10, 2024 -
Breaking the social stigma around debt
The social stigma around debt can impact your finances for the worse. Here’s how.
7 min read Apr 10, 2024 -
Can anyone check my credit without permission?
The FCRA outlines who can check your credit report and why.
6 min read Apr 09, 2024 -
How to unfreeze credit if you lose your PIN
Credit bureaus no longer require PINs to unfreeze credit reports.
4 min read Apr 05, 2024